CA2918 Strategies for Transferring Retirement Assets to the Next Generation

Smarter planning, smoother sailing

When it comes to estate planning, it’s unwise to cut corners—especially when it comes to strategizing the transfer of tax-deferred assets to beneficiaries. There are special rules associated with retirement accounts like IRAs; without a clear understanding of how your clients’ assets will pass to their loved ones, significant portions of retirement assets can be lost to taxes, court fees, and other expenses.

At Strategies for Transferring Retirement Assets to the Next Generation, explore both the legal and financial sides of retirement asset transfer. By knowing the tax consequences of different retirement financial vehicles, you can help your clients reduce the burden on their beneficiaries. You'll learn:

• The basics of IRA distributions and why inherited IRAs are unique
• How to protect beneficiaries’ assets from bankruptcy creditors
• The role of accountants, insurance agents, and trust officers
• How Clark v. Remeker impacts the distribution of IRAs and trusts