CA2521D Where Credit is Due: Student Loan and Credit Card Debt
- Average Rating:
- Not yet rated
- Faculty:
- Briane F. Pagel, Jr. | Karen M. Bauer | Jeffrey G. Krug | Sarah J. Orr | Timothy J. Pierce | Taylor Rens
- Duration:
- 8 Hours 27 Minutes
- Format:
- Audio and Video
- Product Type:
- On Demand - Also available: On Demand
- License:
- Never expires.
Description
Take down debt
For many Americans, debt is their daily reality. Around 44 million American borrowers owe a total of nearly $1.3 trillion in student loan debt. 1 In addition, the average American between ages 18 and 65 has $4,717 in credit card debt. 2
Your clients don’t have to live under the shadow of debt indefinitely. In Where Credit is Due: Student Loan and Credit Card Debt, learn the ins and outs of student loan and credit card debt and position yourself to advise clients on their legal rights and remedies.
Student loan debt made simpler
Learn the unique characteristics of and repayment options available for different types of student loans, including:
- public vs. private
- individual vs. loans to the parent
- subsidized vs. unsubsidized
Discover strategies for effectively managing student loan debt, such as consolidation, income-based repayment, and administrative remedies. Find out if and when bankruptcy may be option. Plus, know under what circumstances you could sue a debt collector, an intermediary, or even the school itself.
Cracking the code of credit card debt
Get an overview of credit card collections and the procedural and substantive issues that affect them, including:
- How liability changes based on the status of the collector
- Differences between small claims and civil court processes and outcomes
- Options and remedies in payday, title, and consumer loan collections
In addition, understand the possible ethical issues you may encounter when representing debtors and what to do if you suspect a client is an unscrupulous borrower.
Help your clients navigate their legal options and discover ways to make the law work for the benefit of the borrower at Where Credit is Due: Student Loan and Credit Card Debt.
Handouts
| Course Materials (1.05 MB) | Available after Purchase | ||
| Complete the Evaluation | Available after Purchase | ||
Faculty
Briane F. Pagel, Jr. Related Seminars and Products
Lawton & Cates, S.C.
Karen M. Bauer Related Seminars and Products
Legal Aid Society of Milwaukee Inc.
Karen M. Bauer is a Managing Attorney at the Legal Aid Society of Milwaukee where her practice centers on student loan law, bankruptcy, debt defense, and consumer protection litigation. She is also the Project Manager for Legal Aid’s groundbreaking Right to Counsel project, Eviction Free MKE. She is a graduate of the University of Wisconsin Law School, where she was a Managing Editor of the Wisconsin Law Review.
Ms. Bauer is past chair of the Public Interest Law Section of the State Bar of Wisconsin and a former member of the State Bar of Wisconsin Board of Governors. Ms. Bauer is a Fellow of both the Wisconsin Law Foundation and the American Bar Foundation and has the distinction of being the oldest person to ever win the State Bar of Wisconsin’s Young Lawyer Award.
She has authored three articles in the Wisconsin Lawyer magazine on educational debt and has taught dozens of CLE courses on student loan issues. She was also a member of Governor Evers’ Student Debt Task Force. Ms. Bauer is a member of the Association for Women Lawyers, Milwaukee Bar Association, National Association of Consumer Advocates, and the State Bar of Wisconsin.
Jeffrey G. Krug Related Seminars and Products
Krug & Rens LLC
Sarah J. Orr Related Seminars and Products
University of Wisconsin Law School
Timothy J. Pierce Related Seminars and Products
State Bar of Wisconsin
Timothy J. Pierce has been Ethics Counsel for the State Bar of Wisconsin since 2004. He received his undergraduate degree from the University of Wisconsin–Madison and his law degree, cum laude, from the University of Wisconsin Law School. Mr. Pierce was previously a Deputy Director at the Office of Lawyer Regulation in Milwaukee and Madison. He has also been employed as the Ethics Administrator for Milbank, Hadley, Tweed & McCloy, in New York, and as an Assistant State Public Defender in Racine. He is a member of the State Bar of Wisconsin. He is a frequent speaker on matters of professional ethics and has given hundreds of CLE presentations to a wide variety of groups on professional responsibility law. He serves as reporter for the State Bar’s Committee on Professional Ethics and writes the monthly “Ethical Dilemmas” column for the State Bar of Wisconsin. He has also taught Professional Responsibilities at the University of Wisconsin Law School since 2011 and currently serves as a Volunteer Subject Matter Expert for the MPRE.